LEGAL DISCLAIMER: OWN YOUR PATH (aka OYP) operates as a provider of resources and tools designed to assist individuals in enhancing their personal development and life exploration. It is important to note that OWN YOUR PATH (aka OYP) and its representatives are not licensed professionals, including but not limited to doctors, psychologists, counselors, financial advisors, or any other licensed experts in specific fields.

The services offered by OWN YOUR PATH (aka OYP) are intended for informational and educational purposes only. The content provided, including but not limited to guides, mini-guides, top 10 lists, and any other materials, are not a substitute for professional advice, diagnosis, or treatment.

OWN YOUR PATH (aka OYP) does not claim to provide medical, psychological, financial, legal, or any other professional advice. The information and tools provided by OWN YOUR PATH (aka OYP) are meant to serve as general guidance and should not be considered as a replacement for professional consultation.

Individuals using the services of OWN YOUR PATH (aka OYP) are encouraged to consult with qualified professionals for personalized advice tailored to their specific situations. OWN YOUR PATH (aka OYP) disclaims any responsibility for any loss, injury, or damage resulting from the use of the information or tools provided.

By engaging with the services offered by OWN YOUR PATH (aka OYP) users acknowledge and agree to the terms of this legal disclaimer. It is recommended that users exercise their discretion and seek appropriate professional advice when needed.

Please consult with licensed professionals in the relevant fields for any specific concerns or issues. If you are experiencing a medical or mental health emergency, please contact emergency services immediately.

OWN YOUR PATH (aka OYP) reserves the right to modify or update this legal disclaimer as needed. Users are encouraged to review this disclaimer regularly for any changes.

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Service Description: Client agrees to engage OWN YOUR PATH (aka OYP) for the provision of services. 

Terms of Service:

1. Service Duration: The service engagement is effective from the date of purchase and will continue until the completion of the specified services, unless terminated earlier by mutual agreement.

2. Payment Terms: Client agrees to pay the fees for services as outline in the invoice provided by OWN YOUR PATH (aka OYP). Payment is due prior to services rendered.

3. Cancellation and Refund Policy: OWN YOUR PATH (aka OYP) reserves the right to establish cancellation and refund policies. Any cancellations or requests for refunds must be made in accordance with the established policies.

4. Confidentiality: Both parties agree to maintain the confidentiality of any proprietary or confidential information shared during the provision of services.

5. Limitation of Liability: OWN YOUR PATH (aka OYP) shall not be liable for any indirect, consequential, incidental, or punitive damages arising out of or related to the services provided.

6. No Professional Advice: Client acknowledges that OWN YOUR PATH (aka OYP) is not a licensed professional in any specific field, and the services provided are not a substitute for professional advice. Client is encouraged to seek advice from qualified professionals for specific concerns.

7. Intellectual Property: OWN YOUR PATH (aka OYP) retains ownership of an intellectual property created or developed during the provision of services, unless otherwise agreed upon in writing.

8. Termination: Either party may terminate this Agreement with written notice if the other party breaches any material term or condition of this Agreement. 

Client's Responsibility:

1. Accurate Information: Client agrees to provide accurate and complete information necessary for the provision of services.

2. Cooperation: Client agrees to cooperate and communicate effectively with OWN YOUR PATH (OYP) to facilitate the provision of services.